About us
A field guide to who lends — and a person to find who'll lend to you
We map the Australian business lending market so owners can see all of it, not just the bank on the corner.
Why this site exists
Most business owners know two places to borrow: the bank they already use, and whatever turns up in a search. Between those sit dozens of lenders with very different rules — regional banks and mutuals, non-banks funded by wholesale investors, private lenders who look at property first, online lenders who read bank data, and specialists who fund invoices, equipment or imported stock. A business that's wrong for one of them can be exactly right for another.
Business Loans Australia is built to show that market clearly. Our lender directory explains each lender type in plain language: what it funds, the security it wants, the borrower it likes and what makes it decline. The "who lends for" pages start from the job the money needs to do, and the "who lends to you" pages start from your situation — a young ABN, a credit blemish, financials that are behind, or a bank that has already said no.
What we don't do
We don't publish reviews or league tables of named lenders. Lending policies and appetites change month to month, and a ranking written last year can send you to the wrong door this year. We don't publish interest rates either, because business finance is priced on the individual business and a headline figure would mislead more people than it helps.
What we do when you enquire
When you send an enquiry, a lending specialist reads it and calls you. We work out which lender type fits, then approach the right lender with your permission. These are the promises we hold ourselves to:
No credit check to ask
Finding out which lender type fits leaves your credit file untouched. A check only comes up later, if you choose to go ahead.
One match, not a mailing list
Your details aren't fired off to a stack of lenders. We work out where your file belongs and approach that lender properly.
A person who knows the market
Someone who deals with lenders every day reads your enquiry and rings you. Accurate answers on the form mean the right match first time.
Please answer the form as accurately as you can — amount, purpose, what you own and how the business is trading. Accurate answers are what let us place you properly first time instead of guessing.
Who we help
Australian businesses of most shapes: sole traders, partnerships, companies and trusts, from tradies and transport operators to clinics, retailers, manufacturers and professional firms. Property-secured business loans run from $20,000 to $5,000,000, and unsecured cash-flow options for trading businesses typically from $5,000 to $500,000. We arrange finance for business purposes only.
Who we are
Business Loans Australia is operated by Techgen LLC Pty Ltd (ACN 696 942 391), trading as Business Loans Australia. Our office is at Level 27, 101 Collins Street, Melbourne VIC 3000, and you can call us on 03 9072 0200. The quickest way to get a real answer is still the 60-second enquiry.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to ask
One match, not a mailing list
A person who knows the market